WARNING RE COVID-19

Policies purchased after [20 Mar 2020] will not provide any cover for claims directly or indirectly arising from, relating to or in any way connected with COVID-19 (or any mutation or variation thereof or any related strain). We will not therefore cover claims relating to any inability to travel, any decision not to travel or any changes to travel plans, nor any medical or health related loss or expense incurred, as a result of COVID-19. Refer to the FAQ for more details.

Top 5 Tips For Safe Travels

The key to staying safe overseas is often in the preparation – if you follow these safety tips and prepare ahead of your trip, then a happy trip should come naturally.

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1. Make sure you take out travel insurance

It can be tempting to take the chance and hope to get away with it to try to save a few dollars. But if a problem does arise, the costs can be crippling.

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It’s hard to tell what’s good and what’s not, but it’s always best to read the small print to make sure you’re getting the right cover at the right price.

ChubbTravel Insurance offers single trip and annual plans depending on your needs and budget, and includes cover for families. Baggage protection and journey cancellation are included as standard as well as medical expenses. If you are a frequent traveller, consider getting an annual travel insurance plan for cost saving and fuss free travel.

2. Passports and important documents

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Ensure that your passport is in good condition (e.g. lamination is intact, pages are not torn or missing) before departure. A passport, which appears to have been tampered with, could cause you a great deal of inconvenience at a foreign airport, including refusal of entry.

Take all necessary precautions to safeguard your passport, and other identification documents, travel tickets, money, travellers' cheques, credit cards and insurance documents. As a safeguard, try not to carry these items together. There is a risk of being left entirely without identification and funds in case of theft or loss. Leave a copy of your documentation at home with a family member or friend and make sure someone knows your itinerary.

3. Money

Get Travel Money before you get to your destination, as this will often get you the most for your hard earned dollars. When you do exchange, try to take a mixture of currency and travellers cheques with you.

To keep your travel money safe on holiday, it’s worth carrying a waist bag or pouch underneath your clothes, but keep some money separate so that you don’t need to draw attention to it too often. Many hotels will also have a locked safe in which you can keep passports etc. If money and valuables are stolen you will need to make a report at the local police station. Chubb Assistance will be able to guide you through this process.

Make sure you have sufficient funds to last you during your stay. Some countries will require you to prove that you have the financial means to support you and your family whilst you are overseas.

4. Medication

Carry your medication in your hand luggage as your check-in bags could be delayed or even lost. Make sure you have sufficient medication to last for the duration of your trip. Visit your doctor before you travel and if you’re going far, travel vaccines are a necessary evil. Your doctor will be able to advise the vaccinations needed for your destination.

 

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5. Last but not least

Make sure you have durable, easily visible luggage tags on every item. Just remember, if your luggage tags have your address on them, then carry your house keys separately!

With all of this preparation you will be able to relax and enjoy yourself! Have a good trip!

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