What is Covered?

You are heading off for the weekend or embarking on a round-the-world adventure, you can choose the cover that matches your trip. There is no need to pay for cover you simply do not need. We provide clear facts about the benefits and options so you can decide. Here are highlights of the included Benefits.
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Chubb Travel Insurance – International - All amount in Indonesian Rupiah (IDR)

What is covered by:

Select your plan coverage:
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Personal Accident Cover

Lump sum cash benefit in the event of your death or disablement due to an accident.
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• Adult (18 – 70 years old)
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• Adult (70 – 80 years old)
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• Adult (80 – 85 years old)
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• Child (14 days to 17 years)
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Lump sum cash benefit to support the education expenses for a maximum of 3 dependent children, in the event of your death due to an accident.
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Medical Cover

Covers medical expenses incurred during your trip overseas, due to accidental injury or sickness. This benefit also covers dental expenses only when caused by an accident.
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• Adult (18 – 70 years old)
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• Adult (70 – 80 years old)
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• Adult (80 – 85 years old)
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• Child (14 days to 17 years)
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Covers traditional treatment expenses incurred overseas due to accidental injury.
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Medical Expenses
Maximum Individual Limit
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Daily Hospital Income
Limit / day:
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Maximum Individual Limit:
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Covers IDR1,000,000 daily cash benefit for overseas hospitalization.
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Covers IDR1,000,000 daily cash benefit for oversease hospitalization in an ICU.
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Travel Cover

Covers forfeited travel and accommodation expenses if your trip is cancelled at least before 30 days prior to your departure date, due to a specified cause.
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Covers expenses if your trip is postponed at least before 30 days prior to your departure date, due to a specified cause.
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Covers forfeited deposits of travel and accommodation expenses when your trip is cut short due to a specified cause.
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Covers cash benefit per 6 consecutive hours for the inconveniences due to hijacking of aircraft.
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Covers cash benefit per 4 consecutive hours if your flight is delayed due to:
  1. strike or industrial action;
  2. adverse weather conditions; or
  3. mechanical breakdown/derangement of the aircraft; or
  4. grounding of the Common Carrier as a result of mechanical or structural defect;
  5. Natural Disasters;
  6. any event leading to airspace restrictions or airport closure;
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Covers cash benefit per 4 consecutive hours if your flight is diverted.
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Covers cash benefit per 4 consecutive hours if your flight is delayed, causing travel misconnection.
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Cash benefit per 6 consecutive hours if your baggage is delayed overseas.
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Cash benefit per 4 consecutive hours if your flight is delayed when overseas due to overbooking.
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Covers loss of or damage to baggage or personal effects, including laptop or golf equipment.
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Sub limit for money
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Covers loss or damage to travel documents due to robbery, burglary, theft or by force, violence or threat of violence or any attempt thereof.
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We will indemnify you if financial lost is sustained as a direct result of your credit card being stolen.
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If you become sick or injured while overseas, your insurance policy is automatically extended for up to 30 days.
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Covers all insurance benefits, except Trip Cancellation, that is directly caused by any act of terrorism, whilst you are on your journey.
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Assistance Cover

Covers the expenses of returning your children to Indonesia, If during the Period of Insurance, whilst You are on a Journey, You sustain : Bodily Injury or Sickness and are Confined in a Hospital as a direct result of Bodily Injury or Sickness and there is no other adult to accompany Your Children.
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Covers overseas compassionate visit due to hospitalization.
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Covers overseas compassionate visit due to death.
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Covers expenses for emergency medical evacuation and Repatriation by Chubb Assistance.
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Covers expenses for the return of your mortal remains by Chubb Assistance, to Indonesia or your home country.
a. Non pre-existing condition
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b. Pre-existing condition
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Covers the mobile phone expenses incurred from calling Chubb Assistance for medical reasons.
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  • 24-hour worldwide medical emergency assistance hotline
  • 24-hour travel advice hotline
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Special Cover

Covers your personal legal liability against a 3rd party for death or accidental injury, or accidental property damage.
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Covers lost or damage for your home content while you are travelling.
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Covers the excess or deductible that you are liable to pay according to the rental insurance policy, if the vehicle you rented becomes lost or damaged.
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Optional Add-On Benefit (in IDR)

Period of Insurance as stated in the Certificate of Insurance, maximum up to thirty one (31) days from Effective Date
Excursion Tour Cancellation
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Excursion Tour Curtailment
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Cruise Re-Route
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*This Benefit only applicable when it stated in Certificate of Insurance

Important Notes:

  • Specially for Single Trip insurance, no premium refund will be allowed once the policy has been issued.
  • Insurance period: maximum 183 consecutive days per Journey for Single Trip insurance and maximum 90 consecutive days per each Return Journey for Annual insurance.
  • If the Insured Person is covered by more than one Chubb Travel Insurance policy underwritten by PT Chubb General Insurance Indonesia for the same Journey, only the travel insurance policy with the greatest compensation will apply and benefits hereunder be payable.
  • This insurance covers Journey departures from Indonesia only.
  • This summary is for reference only. For coverage details, please refer to the terms and conditions of the policy. In the event of any discrepancy between the English and the Bahasa versions, the Bahasa version shall prevail.
  • Full details of the terms, conditions and exclusions of this insurance are provided for in the International Policy Wording.
  • Child(ren) at least fourteen (14) days old and not older than eighteen (18) years old (or twenty-three (23) years old if studying full-time in a recognized tertiary institution), at the time You apply for this insurance.
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